This account will be set up under two people's names. If you wish to open a joint account you will need to provide full details of both account holders. By completing the online application you are declaring that you have the authority to do so on behalf of both account holders and that you both understand that we will act on the instructions of either of you but you are each responsible for all transactions carried out.
The Nominated bank account that you will be requested to provide as part of this application must be held in the name of the first applicant for identity verification purposes. Nominated bank account details are linked to each of the account holders and not the account itself. Therefore, unless the second applicant already has a nominated account setup, they will not be able to make any withdrawals online from this account until they provide a current account in their own name that we can verify.
Each account holder has the authority to change their Nominated bank account without the prior consent or knowledge of the other account holder. This change can either be requested or is automatically updated when either of the account holders opens a new account and provides different nominated bank account. Any change to the nominated bank account made by either account holder will only affect the requesting customer's nominated bank account and will not change the other account holder's nominated bank account.